Quantitative Balancing: The Key to Freeing the Banks
From a Dark Past to a Bright Future
By: Gianmario Ferramonti
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| QB is not just a choice: it's the path to victory |
A Historic Crossroads for Banks
Gentlemen bankers, we are at a turning point. On the one hand, the growing regulatory pressures and the complexity of reconstructing the past of private seigniorage profits threaten to trap us in a labyrinth of costs and disputes. On the other, a revolutionary path is opening up: Quantitative Balancing (QB) . This is not just an accounting system: it is your way out, an opportunity to protect the past, save today and dominate the future. The time to act is now.
The Problem: A Past Impossible to Reconstruct
Retracing the history of seigniorage profits—those profits generated by the creation of money through lending—is a Herculean task. The data is fragmented, the documentation incomplete, and the risk of legal or reputational exposure is just around the corner. Every attempt to dig into the past is an unnecessary cost, a wasted energy that brings no value. But there is a solution: QB . With it, we can turn the page, leaving the past behind and building a stronger future. Why insist on an impossible task, when we can choose a revolution that protects us?
Two Immediate Game-Changing Benefits
Quantitative Balancing is not just a strategic exit: it is an opportunity for profit and freedom. Here is what it offers banks, today:
1. Instant Savings: No More Deposit Insurance
With QB, bank deposits become legal tender , equated to state-issued money and guaranteed by law. The result? There is no longer any need to pay expensive deposit insurance. This is a tangible, immediate saving, which frees up resources to reinvest in what really matters: growth, innovation, competitiveness. Why continue to pour money into an obsolete system, when we can eliminate it with a stroke of genius?
2. Freedom from Basel III: No More Capital Constraints
Are Basel III regulations suffocating you with increasingly stringent capital requirements? With QB, deposits are segregated and declared legal tender , eliminating the risk of bank runs and the need to tie up huge amounts of capital. Banks can breathe again, operating with a flexibility that seemed lost. Imagine what you could do with those freed-up resources: new products, expansion, profits. QB is not just a simplification: it is a liberation.
A Protected Future, Assured Leadership
Adopting Quantitative Balancing is much more than solving an accounting problem. It is a strategic act that:
- Protects from the past : Forget the controversies of historical reconstruction. The QB closes that door, allowing you to look forward without fear.
- It makes you pioneers : Banks that push for QB today will be tomorrow's leaders, admired as innovators and responsible.
- It gives you control : By lobbying for the QB, you shape the financial system to your advantage, not the regulators'.
This is the time to take charge of your destiny. The past should not be a burden, but a springboard for success.
The Time to Act is Now
Quantitative Balancing is the revolution you've been waiting for: a system that frees you from deposit insurance costs , frees you from Basel III requirements, and protects you from the pitfalls of the past. But it won't happen on its own. It needs your voice, your strength, your lobbying. Unite now to push this reform: every day of waiting is a day of missed opportunity.
Call to Action
Bankers, the future is in your hands. Support Quantitative Balancing, lead the change, and transform today’s challenges into tomorrow’s triumphs. Act now: the banking system will never be the same again, and you will be the protagonists.

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